Payment Methods

The Acima process can be summed up like this:You find an eligible item.We buy it and lease it to you under a flexible short-term lease with renewal options. You can own it when you're ready or return it to Acima. The choice is yours.

You make lease renewal payments to Acima while using the merchandise, and you can use a purchase option to own the property, or terminate the lease at any time, without penalty. There is no interest, but you make lease payments based on the value of the merchandise and the cost of lease services.